With tropical storms and hurricanes dominating the news—and many of our day-to-day lives—it’s important to think about flood insurance. Hurricane Harvey dumped over 50 inches of rain onto Texas in a short span of time. Hurricane Irma brought rain and storm surge levels that put much of the lower part of the state underwater. You don’t have to look far to see why flood insurance is so vital.
Residents in low-lying areas are especially at risk of flooding because flood zones, in general, are less accurate than your local weatherman. A study showed that FEMA flood maps have missed nearly 75% of flood damage between 1999 and 2009. With those numbers in mind, a flood can occur no matter where you live. In fact, you don’t even have to be anywhere near major waterway to be at risk. Hurricane season lasts until the end of November and it’s important to be ready for any weather that may come your way.
Think about everything from the creek behind your home to the direction of your neighbor’s gutter spout. Any amount of water can become destructive in a storm, as evidenced by the damage done by recent storms. An investment in flood insurance is a good investment, even if you think that the worst of the year’s storms are over. It’s an investment that could end up making all the difference for your family.
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