2014 saw more than a few big developments in banking, from the launch of Basel III regulations to issues with cyber security and increasing use of big data as a strategic planning tool. Along with new regulations, capital requirements and technology advancements, 2014 saw a proliferation of growth efforts start to reshape the banking landscape.
Factors like improved acquisition multiples, robust capital reserves, and a shrinking gap between valuations and actual purchase prices have created an environment that is more favorable to banks pursuing growth through efforts like branch expansion, mergers & acquisitions (M&A) and initial public offerings (IPO).
As we look toward 2015, the HORNE team has compiled a few key considerations to help you prepare to act with agility and confidence when opportunity arises.
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